Equifax Module

The Equifax Module allows a user to send API requests to Equifax to retrieve information such as Credit Reports.

Settings

1. Navigate to System > Settings. Right-click on Equifax Settings and select Edit.
   
   
2. In the Edit Equifax Settings dialog window, enter the correct configuration values and click SAVE. Values such as the API Client ID and API Client Secret can be found in Equifax's API documentation

Get Consumer Credit Report

The Get Consumer Credit Report step sends a request to the associated Equifax endpoint to retrieve a consumer credit report.

1. When in a Flow Designer, the step Get Consumer Credit Report is available. It is found by navigating to INTEGRATION > EQUIFAX > CONSUMER CREDIT REPORT in the Steps Toolbox.
   
2. On the Properties panel, select Unknown next to the Request field under the INPUTS category and select Build Data. Click Unknown for the Consumers field and select Build Data.
   

Request Example

{
 "consumers": {
    "name": [
      {
        "identifier": "current",
        "firstName": "SHEMICA",
        "lastName": "XXSHJF",
        "middleName": "FAYE",
        "suffix": "X"
      }
    ],
    "socialNum": [
      {
        "identifier": "current",
        "number": "666795307"
      }
    ],
    "dateOfBirth": "04281987",
    "addresses": [
      {
        "identifier": "current",
        "houseNumber": "7249",
        "streetName": "PAJJ ZAFW",
        "streetType": "LN",
        "apartmentNumber": "12",
        "city": "HUMBLE",
        "state": "TX",
        "zip": "77396"
      }
    ],
    "phoneNumbers": [
      {
        "identifier": "current",
        "number": "4585856325"
      }
    ],
    "employments": {
      "occupation": "VELLA",
      "employerName": "XYZ"
    }
  },
  "customerReferenceIdentifier": "JSON",
  "customerConfiguration": {
    "equifaxUSConsumerCreditReport": {
      "memberNumber": "999XX00000",
      "securityCode": "XXX",
      "codeDescriptionRequired": true,
      "models": [
        {
          "identifier": "02583"
        }
      ],
      "endUserInformation": {
        "endUsersName": "ALABASTER INC",
        "permissiblePurposeCode": "01"
      },
      "customerCode": "BQ81",
      "multipleReportIndicator": "F",
      "ECOAInquiryType": "Individual",
      "optionalFeatureCode": [
        "X"
      ],
      "pdfComboIndicator": "Y",
      "vendorIdentificationCode": "FI"
    }
  }
}