---
title: "Loan to Value Calculator"
slug: "loan-to-value-calculator"
updated: 2025-07-11T16:52:46Z
published: 2025-07-11T16:52:46Z
canonical: "documentation.decisions.com/loan-to-value-calculator"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://documentation.decisions.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Loan to Value Calculator

The Loan-to-Value calculator empowers customers to quickly and accurately determine collateral equity and risk tolerance on collateral. Unlock borrowing potential by easily integrating the Loan-to-Value Calculator into a current LOS or Core system.

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## Prerequisites

- Users should have the [Error Handling Accelerator](https://documentation.decisions.com/projects/docs/error-handling) installed before utilizing this Accelerator.

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## Installing App Store Applications

1. Navigate to the **App Store** in the **Folders** tab.
2. Search for the **Loan to Value Calculator** in the Not Installed section and select Details.
3. On the **App Details** Page, select INSTALL.  
![](https://cdn.document360.io/6ef8bcc1-6489-4486-9ad1-83acff7e5df0/Images/Documentation/2022-08-22_13h26_22.gif)

---

## What's Included

Below is a list of items included in the Application. [Hidden](https://documentation.decisions.com/docs/showing-hidden-or-deleted-items-in-a-folder) items are marked with an asterisk.

- [Loan to Value Calculator [Primary Flow]](/projects/docs/loan-to-value-calculator#loan-to-value-calculator-primary-flow)
- Loan to Value Calculator Form [Form]
- Quick LTV Calculator [Flow]
- * Calculates LTV [Active Form Flow]
- * Reset Loan to Value [Active Form Flow]
- * Reset LTV Calculator [Active Form Flow]![](https://cdn.document360.io/6ef8bcc1-6489-4486-9ad1-83acff7e5df0/Images/Documentation/2022-08-22_13h36_10.png)

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## Glossary of Terms

| Term | Description |
| --- | --- |
| Balance Owed | The loan balance associated with the collateral, including any new or existing liens. |
| Current Market Value | The appraised value of the collateral. |
| Current LTV | The loan-to-value ratio is calculated by dividing the balanced owed amount by the market value. |

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## Configuration

[Restart](https://documentation.decisions.com/docs/restart-decisions-application) the environment once the application is installed. Follow the below sections on Implementation to embed or run from a URL as a service.

### Embedding the Form

The Form can be used on an external page. Follow the article on [Embed a Form in a Web App](https://documentation.decisions.com/docs/embed-decisions-form-web-app) to achieve this implementation.

### Run the Flow from a URL

Flows can be run using a URL. This can be accomplished on the Primary Flow, **Debt to Income Calculator**, or on the calculation sub-flow, **Quick DTI Calculator**. Follow the [Running a Flow from a URL](https://documentation.decisions.com/docs/running-a-flow-from-a-url) article to achieve this.

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## Loan to Value Calculator [Primary Flow]

This Flow runs the LTV Calculator Form, which allows the borrower to quickly compute a Loan-to-value percentage based on the given Balance Owed and Collateral Value.

1. Run the **Loan to Value Calculator** Flow to open the **Loan to Value Calculator** Form.
2. Enter the collateral's current market value in the **Current Market Value** Currency Box.
3. Enter the balance owed on the collateral in the **Balance Owed** Currency Box.  
Hover on the ToolTip icon to display help text. If the help text is not displaying as expected, restart the environment and try again.
4. Select CALCULATE. This populates the **Current LTV Percentage** in the Results field. LTV is the collateral's outstanding balance divided by the collateral's appraised value.
5. Select RESET to clear all Form Fields.  
![](https://cdn.document360.io/6ef8bcc1-6489-4486-9ad1-83acff7e5df0/Images/Documentation/2022-08-22_13h44_34.gif)
6.